Feel at home from day one

Independent Expat Finance helps expats settle in the Netherlands through personal, clear, and fast mortgage guidance.

Where traditional banks work with rigid systems and limited options, we bring clarity, cultural understanding, and true independence.

What defines us

Empathetic Guidance

We understand your situation, your worries, and your cultural background

Clarity in Every Step

Clear explanations of Dutch rules, documents and procedures.

Certainty Through Perfection

We check every detail, prevent mistakes and remove surprises

Fast & Proactive Support

Our Priority-Service provides direct communication and answers within hours

Who we are

We are a multidisciplinary team of independent mortgage advisors, most of whom have lived abroad ourselves. We know exactly how overwhelming a new financial system can feel.

Our mission: to make every expat feel informed, supported, and at home from day one. clarity, cultural understanding, and true independence.

Serge Pouw

Mortgage Advisor, Founder

“With many years in banking and expat advisory, I focus on turning complex financial questions into clear and practical solutions.”

serge

Rogier Leenders

Mortgage Advisor

“Having lived and worked abroad myself, I know how many questions come with starting life in a new country. My goal is to make the Dutch mortgage process clear, simple, and fully tailored to your situation.”

rogier

Ferry van de Sanden

Mortgage Advisor

“Clear explanations and good advice make all the difference when buying a home. My goal is to make the entire process smooth and transparent.”

fery

Kai van der Poel

Administration & Insurance Specialist

“Behind every smooth mortgage process is careful preparation. I make sure everything is correct, clear, and arranged on time so our clients can move forward with confidence.”

kai

Regilio Naim

Administration & Insurance Specialist

“I enjoy helping expats understand their insurance options and making sure everything is properly arranged.”

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Roman Neidig

Mortgage Advisor

“Trust and clear communication are essential when buying a home in a new country. I focus on making complex mortgage topics easy to understand.”

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Our services

We can help you with

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Mortgages

Buying a home in the Netherlands? We translate every rule, contract, and step into clarity, so you can act with confidence.
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Insurances

Cover all life’s risks with the right insurance.

You don’t have to
figure this out alone.

We’ll guide you step by step,
all the way to your new home.

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