Blog & News The IEF Blog Our goal is to get you the best possible expat mortgage that fits your situation and wishes. Suggested categories All Finances Insurance Mortgages News Showing 36 of 60 results 36 van de 60 resultaten weergegeven Mortgages How do variable mortgage interest rates work? For many people, purchasing a home is one of the most significant financial investments they will make in their lifetime. In the Netherlands, like many other countries, one of the Mortgages Property Valuation Alternatives for Expats Buying a House in the Netherlands Your agent just let you know your offer has been accepted for your Dutch dream house. Next up is arranging your mortgage. One crucial step that is often arranged through Mortgages Understanding Nationale Hypotheek Garantie (NHG) for Expats in the Netherlands We understand that navigating this country’s mortgage market is not an easy task for expats living in The Netherlands. One important aspect to consider when buying a home here and Mortgages Unlocking Your Dream Home: Why Expats in The Netherlands Should Choose Independent Expat Finance for Mortgage Advice Dear Home Buyers in The Netherlands, Congratulations on embarking on the exciting journey of finding your dream home! As you navigate through the process, it's crucial to make informed decisions, Mortgages How much transfer tax do I need to pay when buying a property in The Netherlands? We wish we could hand out free tax exemptions but the Dutch tax authority “Belastingdienst” tends to disagree. When you are buying a property here you will often have to Mortgages Can I take my old mortgage with me when I move house? In just over a year mortgage rates have increased from 1 to 4%. These higher rates mean higher monthly expenses and less borrowing capacity when applying for a mortgage. This Mortgages Mortgage changes in 2023 With the year almost over it is time to look at the changes that lay ahead with regard to buying a property and obtaining a mortgage. 1. NHG limit will Mortgages 5 frequent questions by first time buyers What does the process look like when I want to buy a house? The first step is a good preparation. You should have a clear view on what are you Mortgages How does the energy label impact the price of a Dutch property? According to the NVM (a Dutch real estate agent association), housing prices for energy efficient homes outpaced those with a lower energy efficiency. These properties are also on the market Mortgages What can you expect in a mortgage intake meeting? Before you start viewing potential properties to buy it is a good idea to get insight in your financial capabilities. The main question is often “how much can I borrow?”. Mortgages An overview of changes for Dutch mortgages in 2022 At the start of every new year there are some changes in the rules concerning mortgages. We have summarized the main changes that impact home owners and new mortgage applications. Mortgages Buying a new-build property The housing market in The Netherlands is very competitive. Every property that comes on the market is sold in no time with many bidders competing pushing prices up. In this Showing 36 of 60 results 36 van de 60 resultaten weergegeven ‹ 1 2 3 4 5 › You don’t have to figure this out alone. We’ll guide you step by step, all the way to your new home. Book a call with our experts Calculate your mortgage Looking for a trusted real estate agent? Visit Your Dutch Home