Why Expats choose us?
Frequently Asked Questions
What factors does the calculator consider when estimating my maximum mortgage?
It takes into account age, family situation, income, energy label, interest rate(s), mortgage term and outstanding loans. It is only an initial indication; your actual eligibility may be higher with advisor support.
Can my mobility allowance be included in my income calculations?
In case your employer offers staff a choice between a mobility allowance or a lease car then it is difficult to include this in the calculation as most mortgage lenders will not allow it. There are some mortgage lenders that do offer some possibilities for (part of) the mobility allowance to be included. In case you do not have a 30% ruling our advisors can also check alternative income calculation tools that do include mobility allowances.
Is the mortgage calculator suitable for self-employed or entrepreneur applicants?
No, for self-employed individuals or entrepreneurs the mortgage lender will generally look at the average income over the last three years. This often require extra documentation (e.g., tax returns and business figures) to be reviewed.
Should I rely solely on the calculator, or consider talking to an advisor?
The calculator is a helpful starting point, but for precise guidance, especially as an expat, consulting a mortgage advisor is strongly recommended.
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Our goal is to get you the best possible expat mortgage that fits your situation and wishes.
