Serge came to me as a recommendation from a trusted work colleague, and I’m thankful he did.  Being an expat with little understanding of how buying property worked here, Serge put my mind at ease and supported me each step of the way, even helping me to organise my insurances and utilities for my move in date. I trust Serge implicitly as he has a great knowledge of what’s on offer and he guided me successfully each step of the way. I felt that my money was well spent leaving it in his capable hands. I had loads of questions and he was always patient and happy to help. I work with a lot of expats, even helping them to move here in my profession as HR. I do recommend Serge and will continue to do so.

Independent Expat Finance turned out to be extremely helpful for setting up a mortgage and the various insurances and services for our new home in the Netherlands. This wasn’t our first international move, but it is always a stressful experience. In this situation, the reliable and friendly help of Serge Pouw and his associates was invaluable to navigating the jungle of financial services.

Even though i have lived in the Netherlands for 9 years i finally decided to switch to an English friendly company.  I sooo wish i had done this years earlier as not only did i get huge savings and better products but it is so nice they this company understands the international term for service.  I have only dealt with Theo at the moment and they go the extra mile to make sure everything is clear and the products you want.  I was so impressed i am talking to them also about changing my mortgage.  I highly recommend this company for expats who want the best product and service you will find.

Serge (Expat Finance) helped me get arrange a Mortgage to buy a property in Amsterdam while I was living in London; despite not being a Dutch national or being based in the Netherlands the process was very smooth and Serge was extremely proactive at every step. I’m very happy to recommend Serge (& Expat Finance) as a great solution for expats looking to buy a property in the Netherlands.

I’ve been introduced to Theo via my housing agent and from the first moment he has assisted me and my wife with figuring out the ins and outs of health and liability insurance.

He spared no time to explain in detail to us all the available options, what could be done in order to adjust the monthly fee to our standards as well as what extras we could add in the future.

Overall Theo and Independent Expat Finance have been our trustworthy allies in this difficult transition from Greece to the Netherlands and we can’t thank them enough for their invaluable assistance.

Theo and Independent Expat Finance did an amazing job helping me move from Paris to Amsterdam in less than a month, going far above and beyond what I could have ever imagined!

Theo has been an incredible ally in the whirlwind of the move: not only did he introduce me to the best relocation agent I could imagine, but he also helped me get my BSN sorted out in my first week in Amsterdam, as well as opening a bank account with every documentation and access in English! And as if it wasn’t already pure magic, Theo then proceeded to help me set up all the rest of my amenities (water, electricity, gas and even Internet) and guide me through choosing a healthcare, home and legal insurances.

I can’t thank Theo and Independent Expat Finance enough and I will for sure use their services again when the time comes for me to settle down and invest in a property!

Working with Independent Expat Finance and in particular with Liaget Anwar was a great pleasure! We had such a wonderful experience!

In the beginning, we knew nothing about getting a mortgage and Liaget was kind enough to explain the whole process and helps us throughout the procedure. He helped us even with additional aspects, including: recommending us amazing real estate agent, helping us with additional loans and insurances.

Liaget was very professional, always there to help and answer our questions. Everything went really smooth, well-structured and quick. We are very happy with the service and the final outcome. All in all, our experience was very positive, easy and fast. We could not ask for more!

Thank you, Liaget, for helping us make our dream come true!

As an expat from the UK moving to Amsterdam, I knew that I wanted to buy a property but given the importance of the decision, needed to get advice in English from a reputable company. Having initially spoken to a couple of other companies, Expat Finance stood out for me due to the friendly manner that Serge approached the call, he explained everything simply but thoroughly and their rates were competitive. Throughout the process, Serge was always very fast to reply, extremely helpful & made the process of choosing the mortgage very simple. I have since recommended Expat Finance to two of my expat colleagues & would be happy to continue doing so given my positive experience!

Purchasing a house in the Netherlands as an expat was made ‘pleasurable’ by both Serge and Theo. They were supportive from end to end; covering mortgage assessments and various insurances all the way to arranging utilities contracts for our new home. Pleasant to deal with throughout, even after dealing with my endless questions. An excellent service and one I would highly recommend to others.”

My experience was all positive from the moment of contact all the way to the end, actually, Liaget was a great support in this very stressful process of arranging a mortgage and was even supportive and very responsive even outside regular working hours. Thanks to Independent Expat Finance I was able to secure the best interest rate on my mortgage in a short period of time and all went very smooth. Thank you.

I was looking for a financial advisor after I decided to go on the property market to buy a house in Amsterdam. As an expat and having been living in NL for under a year I needed much help with all the legal procedures and documentation as all official forms are in Dutch of course so I asked some of my work colleagues and I was recommended Independent Expat Finance.

I am very happy I chose them since they took the pressure off my shoulders about many things and helped me all the way with everything, including getting the best mortgage deal possible and informing me of all my options as well as organizing my bank accounts, home insurance and other services. Serge was always available either by phone or email and I would definitely recommend them to anyone in a similar situation trying to get into the property ladder here in the Netherlands. It was worth the extra cost as their services are great and I could focus on my main priorities while they took care of the legal stuff.

It was a great pleasure working with Liaget. As an expat it was difficult for me to find an apartment in The Hague within my budget. My husband and I ,consulted Independent Expat Finance and Liaget listened to our needs and provided us immediate options and helped us with the buying process. Liaget is knowledgeable, responsive and a helpful person who always had our best interest in mind and made our home buying process as easy as possible. We truly enjoyed working with him and I am not sure if we would have made it through our home buying experience without him that well. We highly recommend him. Thank you again!