Blog & News The IEF Blog Our goal is to get you the best possible expat mortgage that fits your situation and wishes. Suggested categories All Finances Insurance Mortgages News Showing 36 of 57 results 36 van de 57 resultaten weergegeven Mortgages Unlocking Your Dream Home: Why Expats in The Netherlands Should Choose Independent Expat Finance for Mortgage Advice Dear Home Buyers in The Netherlands, Congratulations on embarking on the exciting journey of finding your dream home! As you navigate through the process, it's crucial to make informed decisions, Mortgages How much transfer tax do I need to pay when buying a property in The Netherlands? We wish we could hand out free tax exemptions but the Dutch tax authority “Belastingdienst” tends to disagree. When you are buying a property here you will often have to Mortgages Can I take my old mortgage with me when I move house? In just over a year mortgage rates have increased from 1 to 4%. These higher rates mean higher monthly expenses and less borrowing capacity when applying for a mortgage. This Mortgages Mortgage changes in 2023 With the year almost over it is time to look at the changes that lay ahead with regard to buying a property and obtaining a mortgage. 1. NHG limit will Mortgages 5 frequent questions by first time buyers What does the process look like when I want to buy a house? The first step is a good preparation. You should have a clear view on what are you Mortgages How does the energy label impact the price of a Dutch property? According to the NVM (a Dutch real estate agent association), housing prices for energy efficient homes outpaced those with a lower energy efficiency. These properties are also on the market Mortgages What can you expect in a mortgage intake meeting? Before you start viewing potential properties to buy it is a good idea to get insight in your financial capabilities. The main question is often “how much can I borrow?”. Mortgages An overview of changes for Dutch mortgages in 2022 At the start of every new year there are some changes in the rules concerning mortgages. We have summarized the main changes that impact home owners and new mortgage applications. Mortgages Buying a new-build property The housing market in The Netherlands is very competitive. Every property that comes on the market is sold in no time with many bidders competing pushing prices up. In this Mortgages Refinance your mortgage – explained for expats in The Netherlands Mortgage interest rates in The Netherlands are currently very low. In fact they are lower than they have ever been and it is expected that they could be increasing again News The BEST way for expats to buy a house in the Netherlands Are you thinking about buying a house in the Netherlands? Lots of expats do at some point during their stay. With the sky-high rental prices in most of the bigger Mortgages Deciding what interest fixed term to go for This is something clients often don’t think too much about. Yet, it is a strategic decision of what best fits your situation vs the costs. Generally, the longer the interest Showing 36 of 57 results 36 van de 57 resultaten weergegeven ‹ 1 2 3 4 5 › You don’t have to figure this out alone. We’ll guide you step by step, all the way to your new home. Book a call with our experts Calculate your mortgage Looking for a trusted real estate agent? Visit Your Dutch Home