Blog & News The IEF Blog Our goal is to get you the best possible expat mortgage that fits your situation and wishes. Suggested categories All Finances Insurance Mortgages News Showing 12 of 57 results 12 van de 57 resultaten weergegeven Mortgages Use Your Savings or a Higher Mortgage in the Netherlands? A Smart Guide for Expats (2026) When buying a property in the Netherlands, many expats ask the same question: Should I use my savings for the purchase, or finance more through my mortgage? The answer depends Mortgages Our Priority Service: Fast Mortgage Approval for Expats Secure mortgage approval within the 3-day cooling-off period In a competitive Dutch housing market, speed and certainty can make the difference between winning or losing a property. Our Priority Service News A Dutch Mortgage in 2026: What Home Buyers Need to Know Each year brings updates to Dutch mortgage regulations, and 2026 is no exception. From shifts in borrowing capacity to changes in government-backed schemes like NHG, staying informed is essential for Mortgages Mortgage Interest Rates and the Dutch Housing Market in 2026 As we move through 2026, Dutch mortgage interest rates have stabilized after the declines seen in 2024 and 2025. Instead of large drops year-on-year, experts expect relatively flat rates with Mortgages NHG Threshold to Rise to €470,000 in 2026 – What That Means for Homebuyers in the Netherlands Next year brings a significant change to the Dutch housing finance landscape: the maximum NHG (Nationale Mortgage Guarantee) threshold will increase from its current level of €450,000 to €470,000. For Mortgages Maximize Your Tax Refund: Essential Deductions for Dutch Homeowners As the Dutch tax season is underway, homeowners have valuable opportunities to reduce their taxable income through specific deductions. Understanding and applying these can lead to significant tax refunds. Key Mortgages ING Introduces New Mortgage Interest Rate Structure Based on Energy Label Starting April 30th 2025, ING implemented a new, more granular approach to mortgage pricing—offering different interest rates based on a property’s energy label. This change marks a significant shift from Mortgages Global Tariffs and Their Influence on Dutch Mortgage Interest Rates In the past year, Dutch mortgage interest rates have experienced a downward trend, particularly for shorter fixed-term mortgages. This decline is largely attributed to the European Central Bank's (ECB) series Mortgages National Mortgage Guarantee (NHG) limit increases to € 450,000 and participation becomes cheaper The Dutch National Mortgage Guarantee (Nationale Hypotheek Garantie, or NHG) is set to undergo changes in 2025, as the maximum mortgage limit will increase to € 450,000. Additionally the cost Mortgages Housing Prices in the Netherlands: Highest Increase in Two Years Housing prices in the Netherlands have seen another significant increase over the past month. Buyers paid, on average, 11.4% more for a home compared to the same period last year, Mortgages Taking low mortgage rates with you when moving House prices are on the rise again. So-called "second time buyers" who sell their old homes can often benefit from the increased value of their old property when purchasing a Mortgages Purchasing a house in The Netherlands: how we can help with placing a bid without a financial clause With the housing market in The Netherlands overheating again, many client are asking if they can place an offer without a financial clause for a pending mortgage approval. In this Showing 12 of 57 results 12 van de 57 resultaten weergegeven 1 2 3 … 5 › You don’t have to figure this out alone. We’ll guide you step by step, all the way to your new home. Book a call with our experts Calculate your mortgage Looking for a trusted real estate agent? Visit Your Dutch Home
